Ink Finance

Review
Offering

Terms of the Ink Finance (QUILL) Sale:

  • IDO Type: Refundable (4 days refund period)
  • Total Raise: $1,200,000
  • PEG: TBA
  • FDV: $60,000,000
  • Listing: 2nd of December 2024
  • Token price: $0.6
  • Token Unlocks: 20% at TGE, 4 months cliff, 10% monthly
  • Ticker: QUILL
  • Blockhain Network: Avalanche C-Chain
  • SHO tokens network: TBD
  • Token Supply: 100,000,000
  • Initial Market Cap: $860,000
  • Initial Circulating Supply: TBD
  • Hard Cap: TBD
  • Mainnet Token Contract: https://snowtrace.io/token/0xf3E5914cA1F678E0A3a38031B5514682e3450919

What is Ink Finance (QUILL)?

INK Finance: The Backbone of Collaborative Finance 

INK Finance provides a highly scalable and customizable framework for collaborative financial operations, enabling organizations to create compliant, on-chain structures with advanced risk management and transparency. Supporting sectors like influencer crowdfunding, real-world asset (RWA) underwriting, and DeFi liquidity pooling, INK empowers organizations to transition seamlessly from Web2 to Web3 while managing bespoke financial products. With a dynamic governance model and tech innovations like the InkEnvelope Asset Abstraction Layer, INK offers unmatched flexibility and control over financial operations.

Successfully deployed on Avalanche, Polygon, Arbitrum, BNB Smart Chain, and Bitlayer, INK has onboarded 390+ DAOs and over 196,000+ users, generating over $750,000 in fees as of Q3 2024.

Traction & Partnerships

INK Finance has formed strategic partnerships with Republic Capital, DeFi Alliance, Blizzard, Polygon, and other major players, while enabling organizations such as $WHY, RaveDAO, JasperVault, Holybiz, Fluna, and Offchain Global to manage and grow their financial operations on-chain.

Key Features 

  • Modular Infrastructure: Customize financial operations with flexible, rule-based governance.
  • Credit-Based DeFi: Establish on-chain reputation and creditworthiness for users and organizations.
  • Unified Custodian Vault (UCV): Enhance asset security with multi-layered custodian control.
  • InkEnvelope: Unify asset description and settlement across chains and real-world assets. 

With real-world use cases including supply chain finance, liquidation asset management, and tokenized consumer assets, INK Finance continues to drive growth in both DeFi and traditional finance sectors.

What makes Ink Finance (QUILL) unique?

Ink Finance is the culmination of the best features found in Snapshot, Tally, GnosisSafe, Syndicate, Aragon, Colony and more!

  • Snapshot provides decentralized voting mechanisms; no ability to help an ecosystem to build its org structure (such as main and sub DAOs); no ability to integrate resolutions into on-chain execution process.
  • Tally offers comprehensive governance and DAO management tools.
  • GnosisSafe delivers secure and efficient multi-signature wallets. It provides the simplest multi-sig solution; no ability to trace the eligibility of the multi-signers (one person can open multiple wallets); can only control fund exit from a wallet, but cannot explain the reason for exit; no ability to explain what comes into an investment portfolio; no ability to support the simultaneous asset swap in and out an investment portfolio; no control mechanism to break the normal multi-sig process when emergency or legal issue requires so. Current valuation: $2+bln
  • Syndicate enables seamless creation and management of investment clubs. It only supports the pooling of money and the distribution of repayments for single-purpose and pre-agreed investments; no ability to raise discretionarily managed funds that require dynamic risk management and democratic investment voting; no ability to allow a fund to engage with the targeted asset originators; no ability to mint RWA tokens or fund token to thrive in a crypto native environment; no ability to customize for very different compliance requirement.
  • Aragon supports the formation and management of decentralized organizations.
  • Colony offers a framework for decentralized team collaboration, featuring task management reputation-based incentives.

Key advantages of Ink Finance:

Enables any ecosystem to establish a one-stop financial governance and management framework, with the balance of powers that can mitigate abuses and the most flexible on-demand plugins to adapt to regulation and compliance.

  • Comprehensive financial management fully integrated within one governance process and framework;
  • True plug-and-play that enables dynamic evolvement and adaptation in a rapidly changing industry;
  • Independently constructed smart contracts that allow user groups to completely isolate technical risks, as well as to implement different regulatory and compliance policies;
  • An asset abstraction facility (InkEnvelope) that can adopt real-world assets in a Bloomberg-like representation, embedded in the transparent governance and financial management process;
  • A programmable custodian facility that’s superior to any multi-sig solutions in the market. It supports multiple levels of control to enforce and ensure safety and integrity rules, and can be used to hold treasury assets, collaterals, and investment portfolios.

What is Ink Finance (QUILL) roadmap?

Ink Finance (QUILL) revenue streams

1. Based on the “Stake-to-use” (QUILL as a turn-key equipment) Utility

The QUILL tokens can be acquired and staked as the turn-key capital by any DAO/org/institution/ecosystem who uses the protocol. The Ink Finance protocol can sell the token reserve to these user groups to receive proceeds at market values.

 

2. Based on the “Rent-to-use” (QUILL as a lease equipment) Utility

● Any QUILL holders can pool their tokens under INK’s sub incubation sub DAO to cross-chain sponsor any ecosystem that cannot or will not buy and stake QUILL. These pooled QUILLs will earn bespoke rental income, turning QUILL into a leasable working capital - an innovation of the DeFi sector.

● Note: during the bootstrapping stage, 13% of the total issued QUILL will form the Ecosystem Fund that’s dedicated to generating rental income. INK.HK is set up as a commercial arm to lease this asset to trade-fi, web2, and other e-commerce corps, and INK.HK pays the INK MAIN DAO Treasury a carry.

● Leasing of this asset to activate SaaS usage will accrue revenue via a subscription based model.


3. Transaction Fees

The INK MAIN DAO manages an Incubation Sub DAO that pools publicly held QUILLs to lend to any user group who cannot buy and stake $QUILL tokens. While 80% of such rental income goes to the pooling public, Ink Finance protocol charges management fees on the treasury and fundraising usage, and such fees will accrue to the INK MAIN DAO’s treasury.

What is Ink Finance (QUILL) marketing strategy?

Ink Finance is not just another DeFi protocol; we are building the foundational infrastructure that will redefine how decentralized finance interacts with real-world governance and compliance. Our marketing strategy reflects this ambition. 


Pre-IDO: We are laser-focused on building credibility and establishing strategic partnerships. This involves a multi-pronged approach:

  • Key Opinion Leaders (KOL) Campaigns: We are already collaborating with industry-leading figures and communities who are deeply integrated in both the Web3 and traditional finance ecosystems.
  • Strategic Partnerships: Ink Finance is securing high-profile partnerships with institutional investors and DeFi powerhouses, ensuring that our platform is a vital piece of the financial landscape before launch.
  • Educational Campaigns: Through a series of testnet and mainnet activity runs that are incentivized, AMA sessions, and white papers, we will engage with our early adopters by educating them on how Ink Finance unlocks new governance capabilities for DAOs and decentralized financial entities. 


Post-IDO: Our plan revolves around sustainable growth and adoption by high-value users:

  • Onboarding Real-World Use Cases: Ink Finance has already established inroads with regulated industries like loan syndicates, cross-border payments, and supply chain financing. By bringing real-world entities into the fold, we will bridge the gap between traditional finance and DeFi.
  • Product-Driven Growth: We are laser-focused on delivering user-centric features that are immediately useful to DAOs and Web3 protocols. Our goal is to make Ink Finance indispensable for DAO governance by integrating key compliance tools, multi-chain operations, and governance tokenomics into the DeFi ecosystem.
  • Community-Centric Growth: After the IDO, we will be rolling out incentive programs like governance token staking, liquidity mining, and decentralized decision-making rewards. This encourages our early adopters to become evangelists who help onboard more institutional-grade users and DAOs.


User Acquisition Strategy: 

We intend to attract our first users through:

  • Targeted Pilots with DAOs: We will launch pilot programs with well-established DAOs and protocols, showcasing how our platform optimizes their governance models and scales their operations.
  • B2B Marketing & Compliance-Driven Partnerships: By collaborating with financial entities looking to decentralize their governance and compliance operations, we can ensure steady user growth from entities that bring real-world assets and capital into DeFi.


Ink Finance’s hybrid approach of using cutting-edge technology alongside robust institutional-grade partnerships is built for long-term impact, ensuring rapid user growth and exchange visibility.

What technologies Ink Finance (QUILL) created and used?

Ink Finance is pushing the boundaries of decentralized finance by developing cutting-edge technologies that address governance, compliance, and operational complexities within the Web3 ecosystem. Here’s a breakdown of our core innovations:


Custom-Built Technologies:


1. Unified Custodian Vault (UCV) & InkEnvelope:

   The UCV and InkEnvelope are central to Ink Finance’s architecture, providing a robust and compliant framework for managing treasuries, assets, and financial operations. These tools support independent operations for DAOs, including cross-DAO transactions, periodic and batched payments, and regulatory-compliant financial management. This infrastructure enables DAOs to handle treasury and investment operations seamlessly while maintaining full compliance with on-chain multi-signature security. [Learn more here].


2. Modular Governance Framework:

   Ink Finance has built a modular DAO governance system that allows DAOs to configure essential committees, such as Treasury, Investment, Community, and Funding, on a plug-and-play basis. This enables DAOs to customize their governance models to meet their specific operational needs, whether they're managing assets, issuing tokens, or incentivizing communities. This flexibility reduces the setup time for DAOs while maintaining robust governance controls. [More details here]. 


3. Multi-Chain Interoperability:

   The INK Multichain Module provides cross-chain functionality, ensuring that governance and asset management can occur across multiple blockchain ecosystems, including Ethereum, BSC, and Solana. This multi-chain support empowers DAOs to interact with various networks, enhancing scalability and liquidity options. [Explore more about it here]


Notable Technologies and Protocols:


1. Regulatory Compliance Framework:

   Ink Finance’s on-chain compliance tools enable DAOs to meet KYC/AML requirements while maintaining decentralized governance. This unique capability is crucial for managing real-world assets and ensures that DAOs can operate within regulatory frameworks without compromising decentralization. [Find more information here]. 


2. Bespoke Financial Products:

   Ink Finance also supports a range of customizable financial products, such as tokenized equity and lending products with built-in risk management. These innovations enable DAOs and traditional financial entities to engage with DeFi in a secure, compliant, and efficient manner. [Learn more about these products here]. 


Ink Finance’s suite of tools—ranging from multi-chain governance to regulatory compliance—positions us as a fundamental infrastructure provider, bridging the gap between decentralized governance and institutional-grade financial operations.

Who is Ink Finance (QUILL) team?

  • Tony Tang - CEO & Founder Former Managing Director at Citigroup and Deutsche Bank, a systems engineer by training, Tony excels in FICC, derivatives, MBS/ABS, and risk management. He also co-founded a FinTech & AI-focused VC. A serial entrepreneur in blockchain space, Tony steers Ink Finance with a keen strategic vision, adeptly driving its product evolution and overall management. Tong’s article on nasdaq.com: The Post-FTX Future of Financial Governance


  • Dan Zhong - Head of Financial Architecture Former Senior Developer at IBM and Northern Telecom, and later Enterprise Architect at Fidelity and Pearson, Dan exemplifies a rich blend of tech proficiency and financial expertise. At Ink Finance, Dan meticulously orchestrates and implements the modular architecture of the economic & financial framework while managing the overall project development efforts. https://www.linkedin.com/in/danzhong


  • Camille Zhang - Head of BD, Co-founder With an illustrious history as an international business developer at crypto VC & incubator, and as a recognized crypto-native KOL, Camille enjoys a vast network and a stellar track record in resource development and marketing strategy. Camille leads the overall BD while spearheading the mass adoption of Web2-to-Web3 for consumer ecosystems at Ink Finance. Camille’s videos on YouTube: RWA Key Factors You Must Know


  • Adele Hu - Head of Client Solutions With a Pre-Law background from the Wharton School, focusing on international financial markets, Adele previously led Operations & Finance at an EVM Layer 1 blockchain; and, prior to that, excelled as a senior business developer with a formidable track record. Adele is instrumental in crafting key solutions for clients, co-leads overall BD, and drives strategic growth and partnerships.

Who are the partners of Ink Finance (QUILL)?

What are Ink Finance (QUILL) token metrics?

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